Project Experience

When you engage FIG Consulting Partners™ to help your bank or financial institution make smart financial decisions, you get years of proven experience for your team.  Our associates have worked extensively with community, regional, and national banks, both in-house, and as trusted advisers, to provide highly detailed and valuable analysis.

Let our banking experts help your bank be more competitive through the use of data that enables the nimble yet sound decisions required to stay vital in this difficult environment.
We have proven, in-depth experience providing services such as:

Financial Analysis

  • Qualitative and quantitative analysis of financial institutions
  • Return on investment and net present value analysis of capital investment proposals
  • Evaluation of core assets and liabilities
  • Assessment of new locations, branches, products and markets
  • Project payback, tracking and analysis
  • ROE, RAROC and CAMEL analysis and breakdown

Profitability Management

  • Income statement analysis; balance sheet management and modeling
  • Analysis of profitability and earnings
  • Ratio and Volume/Rate/Time analysis
  • Pricing trends reporting
  • Productivity measures (benchmarking) and cash flow analysis
  • Loan relationship pricing and RAROC models
  • Product, customer, officer, branch or market profitability
  • Income statement analysis; balance sheet management and modeling

Financial and Management Reporting

  • Detailed analysis of your financial institution’s general ledger accounts
  • Consolidated reporting and management scorecards
  • Funds transfer pricing and capital allocations

Budgeting and Forecasting

  • Variance tracking by location, product and/or account
  • Targets, timelines and processes
  • Trend and ratio analysis

Strategic Planning

  • Development of full set of five-year future financial statements
  • Creation of scenarios for changes in growth, asset quality and margin
  • Projections for balance sheet movement and earnings over a time horizon

Peer Analysis

  • Identification of key competitors by size, geography, products and/or target markets
  • Benchmark analysis including branch market share reports
  • Performance analysis across multiple time periods in relation to an appropriate peer group or target competitor
  • Provision of valuable market data from a variety of industry sources
  • Identification of key competitors by size, geography, products and/or target markets